From job sites to fleets to storefronts, we write commercial coverage that matches how your business actually runs — not a generic policy stretched to fit. MDL Insurance Pros shops your risk across the carriers who actually compete for it.
The foundation policy for almost any business — third-party injury and property damage protection.
CSL up to $2M/$4MRequired coverage once you have employees, rated to your actual payroll and job classifications.
All-state filing supportFrom a single work truck to a full delivery fleet, covered under one program instead of five policies.
Hired & non-owned availableYour building, equipment, and inventory protected against fire, theft, and weather.
Replacement cost optionsCoverage for data breaches and ransomware — increasingly required by clients and contracts alike.
Breach response includedExtra liability limits layered over your underlying policies for larger contracts or exposures.
$1M-$10M layersProtection when a client claims your advice, service, or work caused them a financial loss.
Industry-specific formsBid, performance, and license bonds to qualify for the contracts and licenses you need.
Same-week bond quotesGL, builder's risk, and tools coverage built around GC contract requirements.
View industry →Fleet auto, cargo, and motor carrier coverage for owner-operators and growing fleets.
View industry →Liquor liability, property, and equipment breakdown coverage sized for service businesses.
View industry →E&O and cyber coverage for consultants, agencies, and advisors managing client risk.
View industry →Property and product liability coverage for businesses serving walk-in customers.
View industry →Liability programs for facilities and staff working directly with vulnerable populations.
View industry →Most agents quote the business. We quote the actual exposure — the client contract, the lease terms, the certificate that has to clear before you're allowed to operate.
We start with what your client, landlord, or lender actually requires — limits, additional insured language, specific endorsements — not a generic intake form.
Your industry, claims history, and size determine which of our 100+ carrier markets actually compete for the account — not every market writes every business.
We bring back two or three real choices with the tradeoffs explained in plain terms, so you pick the coverage, not just the price.
We issue your certificate of insurance directly to whoever needs it and keep it current as your business changes.